Cryptocurrency payments are becoming a must-have for modern businesses of all sizes. By adding crypto as a payment option, merchants can attract global customers, reduce fees, and avoid chargebacks.

Below we compare three top crypto payment gateways – OxaPay, NOWPayments, and Cryptomus – highlighting their key features, fees, supported coins, ease of integration, and privacy aspects.

1. OxaPay

OxaPay is a no-KYC crypto gateway focused on fast setup and low fees. It’s built for businesses and developers who want full control without sacrificing privacy.

Key features include:

• Fees: 0.4%–1.5%
• Supported Coins: BTC, ETH, LTC, TON, TRX, USDT, and 6 others.
• Integration and Docs: OxaPay offers no-code tools and a robust API. You can use ready-made plugins (WooCommerce, WHMCS, etc.), payment links, or API invoicing.
• KYC Verification: No Know-Your-Customer (KYC) or Know-Your-Business (KYB) checks are required to start. You can begin accepting payments with just an email address.

Overall, OxaPay provides a scalable, developer-friendly solution with ultra-low fees and strong privacy – ideal for startups, e-commerce, or any business wanting a self-service crypto gateway.

2. NOWPayments

NOWPayments is a popular non-custodial crypto gateway known for wide coin support and simple pricing. It’s suitable for businesses that want a turnkey crypto checkout.

Key points:

• Fees: 0.5%–1.0%
• Supported Coins: BTC, ETH, LTC, TON, BNB, USDT, and 200 others.
• Integration and Docs: It provides a full suite of payment tools – APIs, invoices, hosted payment pages, payment buttons, widgets, and e‑commerce plugins (WooCommerce, Shopify, etc.) for quick setup.
• KYC Verification: No Know-Your-Customer (KYC) or Know-Your-Business (KYB) checks are required to start. You can begin accepting payments with just an email address.

As a result, NOWPayments is a versatile, easy-to-implement gateway – it supports an enormous range of coins, charges only 0.5–1% fees, and lets merchants keep full custody of their funds.

3. Cryptomus

Cryptomus is a crypto payment gateway with an emphasis on simplicity and flexibility. It offers robust tools for businesses, including automated volatility protection via instant conversion to stablecoins.

Highlights include:

• Fees: 0.4%–2.0%
• Supported Coins: BTC, ETH, LTC, DOGE, AVAX, USDT, and 12 others.
• Integration and Docs: Integration is straightforward via API or SDK, and Cryptomus provides ready-made plugins for common platforms (WooCommerce, PrestaShop, Tilda, Opencart, WHMCS, etc.).
• KYC Verification: Merchants must complete both Know-Your-Customer (KYC) and Know-Your-Business (KYB) checks before activating their account and accepting payments.

In summary, Cryptomus is an all-in-one crypto gateway that requires KYC/KYB verification and can be set up in minutes via plugins or API. It offers flexible, volume-based fees, zero withdrawal charges.

Which Gateway Is Right for Your Business?

It totally depends on your needs. All three offer low fees, broad coin support, and easy integration. OxaPay stands out with its fast setup, built-in swap feature, and clean, user-friendly interface. If you prioritize the lowest possible fees and no paperwork, NOWPayments is an attractive option, especially with support for over 200 cryptocurrencies. If you're looking for flexible integration, free withdrawals, and strong support, Cryptomus is a solid choice.

In any case, all three let you expand your payment options quickly, streamline crypto transactions, and maintain a professional, private checkout experience for your customers.